Insights

Thought leadership, white papers and engineering notes from the team building community-scale banking infrastructure.

Insight

Singlify, Incuto, Sercle, FERN, Mutual Vision, Phoebus, Vilja, TCS BaNCS and SBS compared: UK credit union & building society software in 2026

Comparing Singlify, Incuto, Sercle, FERN, Progress Systems, Mutual Vision, Phoebus, Vilja, TCS BaNCS and Sopra Banking Software (SBS) — and where cloud-native N2 Platform fits as an alternative for UK credit unions and building societies.

5 October 2026
Insight · gated

Mutual Collaboration: Building Societies and Credit Unions

Shared rails for the mutual sector: payroll savings, the new CUSO framework, and the structural case for deeper collaboration between building societies and credit unions.

5 October 2026
Insight

Why we built a whole bank before selling the platform

Twickenham Community Bank is not a client - it's the demonstration institution we built to prove N2 end to end. Here's what that takes, and why we did it.

23 September 2026
Insight

The community lender's procurement problem

Tier-1 platforms priced for tier-1 banks, point solutions held together by heroics — and a sector that deserves better. There is a third way.

19 August 2026